# FAQ ## **What is liquid staking?** Liquid staking protocols allow users to earn staking rewards without locking assets or maintaining staking infrastructure. Users can deposit tokens and receive tradable liquid tokens in return. The DAO-controlled smart contract stakes these tokens using elected staking providers. As users funds are controlled by the DAO, staking providers never have direct access to the users' assets. ## **What is stZETA?** StZETA is an ZRC20 token that represents the account’s share of the total supply of ZETA tokens inside Zearn-on-ZetaChain system. It is a non-rebasable token, which means that the amount of tokens in the user’s wallet is not going to change. During time, the value of this token is changing, since the amount of ZETA tokens inside the protocol is not constant.Staking with Zearn, you get stZETA on the **ZetaChain** network, so stZETA is supported by a variety of DeFi applications on the ZetaChain network in the future. ## **How long after requesting withdrawal can I claim ZETA?** The waiting period is around 22-25 days. After that, you will be able to claim your withdrawal request. ## **What is ZDO?** ZDO is an ZetaChain token granting governance rights in the Zearn DAO. The Zearn DAO governs a set of liquid staking protocols, decides on key parameters (e.g., fees) and executes protocol upgrades to ensure efficiency and stability. By holding the ZDO token, one is granted voting rights within the Zearn DAO. The more ZDO locked in a user’s voting contract, the greater the decision-making power the voter gets. ## **What fee is applied by** Zearn**? What is it used for?** Zearn applies a 10% fee on a user’s staking rewards. This fee is split between node operators, the DAO, and a coverage fund. ## **Is the APY value displayed on the website correct?** The **APY** shown is what we got as the average return using the historical on-chain data for the past **30 days**. The **ZetaChain** calculator shows a lower value because it shows the theoretical returns from the tokenomics. In practice, the returns are higher. Get more details about ZetaChain rewards. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.zearn.xyz/resources/faq.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.